But this will not happen on a FHA loan, because many of them are manually underwritten. And they have to send your loan to that lender that they locked it with because they are underwriting your loan. A banker, different story, ...

Mortgage Loans - Which one is right for me?
There are a lot of items that you need to make sure that you understand before entering into a Pay Option ARM loan. FHA loans are usually better for homebuyers, especially first time who may not have the best credit or the best overall ...